Huntington Bancshares Incorporated - Depositary Shares 4.500% Series H (HBANP)

Frequently Asked Questions About Huntington Bancshares Incorporated - Depositary Shares 4.500% Series H (HBANP)

How can customers access Huntington’s customer service?

Customers can access Huntington's customer service through multiple channels including phone, online chat, and in-branch visits. The bank also offers extensive online resources to help customers resolve issues and answer questions about their accounts.

How does Huntington support its local communities?

Huntington Bancshares is committed to supporting local communities through various initiatives, including community reinvestment programs, financial literacy education, and philanthropic contributions to local organizations. This commitment reflects their focus on responsible banking practices.

Is Huntington involved in any environmental initiatives?

Yes, Huntington Bancshares has committed to sustainability and environmental initiatives, which include efforts to minimize its carbon footprint and support environmentally friendly projects through lending practices and community investments.

On which stock exchange is HBANP listed?

HBANP, representing the Depositary Shares for Huntington Bancshares' 4.500% Series H preferred stock, is listed on the Nasdaq stock exchange. Nasdaq is known for listing technology and growth-focused companies, although it also includes established financial institutions like Huntington.

What are Depositary Shares?

Depositary shares are a type of financial instrument that represents a 1/100th interest in a share of a company's preferred stock. They allow investors to purchase shares of preferred stock in a more accessible format and can provide dividends, which are typically fixed.

What are the benefits of investing in HBANP?

Investing in HBANP can provide several benefits, including a steady income stream through fixed dividends, potential for price appreciation, and involvement in a well-established and respected banking institution. Preferred shares also often have priority over common shares regarding dividends.

What are the primary services offered by Huntington?

Huntington Bancshares provides a broad array of services which include personal banking, commercial banking, business banking, investment management, treasury services, and wealth management, aimed at meeting the diverse needs of its customers.

What does Huntington Bancshares Incorporated do?

Huntington Bancshares Incorporated is a regional bank holding company based in Columbus, Ohio. It provides a wide range of banking and financial services, including retail and commercial banking, investment services, and insurance. The company focuses on serving individual consumers, small businesses, and corporate clients within its operating regions.

What is a dividend, and how does it relate to HBANP?

A dividend is a portion of a company's earnings distributed to its shareholders, typically as cash or additional shares. For holder of HBANP, they receive a fixed dividend amount based on the 4.500% rate associated with the preferred shares, providing a reliable income stream.

What is Huntington's approach to digital banking?

Huntington Bancshares focuses on providing a robust digital banking experience through its online and mobile platforms. The bank offers services such as mobile deposits, person-to-person payments, and budgeting tools to enhance customer convenience and accessibility.

What is the significance of the 4.500% Series H?

The 4.500% Series H refers to the specific series of preferred stock issued by Huntington Bancshares, which offers a fixed dividend rate of 4.500%. This rate indicates the returns investors can expect from their holdings in these depositary shares, making them potentially attractive for income-focused investors.

What is the vision of Huntington Bancshares?

Huntington Bancshares' vision is to be the leading bank in its markets by being the best place for customers, employees, and shareholders. The company emphasizes innovation, customer service, and community involvement as key pillars of its strategy.

What regulatory bodies oversee Huntington Bancshares?

Huntington Bancshares, as a bank holding company, is regulated by several bodies including the Federal Reserve, the Office of the Comptroller of the Currency (OCC), and the Federal Deposit Insurance Corporation (FDIC). These agencies ensure compliance with banking laws and regulations.

What risk factors should investors consider with HBANP?

Investors should consider various risk factors associated with HBANP, including market risk, interest rate risk, and the overall financial health of Huntington Bancshares. Like any investment, there is the potential for price volatility and changes in dividend policy that could affect returns.

What types of accounts can customers open with Huntington?

Customers can open various types of accounts with Huntington, including checking accounts, savings accounts, certificates of deposit, money market accounts, and individual retirement accounts (IRAs). Each account type is designed to meet specific customer needs.

What was Huntington's financial performance in the last fiscal year?

To obtain the most recent financial performance data, including revenue, net income, and asset growth, investors should refer to Huntington Bancshares' annual report and quarterly filings. These documents provide key insights into the company’s financial health and operational performance.

When was Huntington Bancshares founded?

Huntington Bancshares was founded in 1866, making it one of the oldest financial institutions in the United States. Its long history highlights its stability and ongoing commitment to serving customers through various economic cycles.

Where is Huntington Bancshares headquartered?

Huntington Bancshares Incorporated is headquartered in Columbus, Ohio. Its location in Ohio places it in the heart of one of the key banking markets in the Midwestern United States, allowing it to serve a broad customer base.

Who are the key competitors of Huntington Bancshares?

Huntington Bancshares operates in a competitive banking environment, with key competitors including other large regional banks such as Fifth Third Bank, KeyBank, and PNC Financial Services. These competitors also offer a range of banking products and services in similar markets.

What is the current price of Huntington Bancshares Incorporated - Depositary Shares 4.500% Series H?

The current price of Huntington Bancshares Incorporated - Depositary Shares 4.500% Series H is 18.30

When was Huntington Bancshares Incorporated - Depositary Shares 4.500% Series H last traded?

The last trade of Huntington Bancshares Incorporated - Depositary Shares 4.500% Series H was at 4:00 pm EDT on October 17th, 2025